How do the insurance rules and limits apply to your deposit accounts?

The Electronic Deposit Insurance Estimator (EDIE) is an online tool hosted by the Federal Deposit Insurance Corporation (FDIC) that allows consumers and bankers know, on a per-bank basis, what’s insured and what portion (if any) exceeds coverage limits. Use EDIE to calculate the insurance coverage for Personal, Business, or Government Accounts.

EDIE can be used to calculate the insurance coverage of all types of deposit accounts offered by Bank Reale, including:

  • Checking Accounts
  • Savings Accounts (both statement and passbook)
  • Money Market Deposit Accounts (MMDAs), and
  • Certificates of Deposit (CDs)

EDIE should NOT be used for investments, including:

  • Mutual Funds
  • Stocks
  • Bonds
  • Annuities
  • ANY investment that is not a deposit

Even if the above investments were purchased from Bank Reale.

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